Have you been looking for a way to save hundreds of dollars before the end of the year? By using your dental benefits before the end of the calendar year, you can actually save hundreds$$$!
Read these 5 reasons you should call today to make a dental appointment.
- Dental Benefits Yearly Maximum. A yearly maximum is the most money that your dental insurance plan will pay for your dental work within one full year. This amount varies by the specific benefits your insurance company offers, however the average is usually $1,000 per year, per person on your plan. Your yearly maximum usually renews every year, so, on January 1,2009) If you have not used all of your $1000 benefits, the extra money will not rollover to 2009.
- Deductible for Dental Benefits. A deductible is the amount of money that you pay to your dentist out of pocket before your insurance company will pay for any services. Each dental plan has a different set deductible. Also, if you choose an out-of-network dentist, your deductible could change. An average deductible for a dental insurance plan is around $50 per year. Every year, your deductible begins at $0.
- Premiums. You most likely pay your dental insurance premiums every month into your benefits account.You may not need any dental treatment right now, however, you should be sure to have your regular dental cleanings with our Sherman Oaks hygienist and we will help you to prevent and detect any early signs of cavities, gum disease, oral cancer and other dental problems.
- Fee Increases. A fourth reason to use your benefits before the end of the year are the possible fee increases that can occur in 2009. Some dentists will raise their rates at the beginning of the year to cover the increased cost of equipment and materials. A dental fee increase can also make your dental copay higher.
- Don’t Let any Dental Problems Worsen. You may be delaying a dental treatment, and risking more extensive and expensive treatment down the road. Have a small cavity now? Delaying the treatment cause turn into a root canal later. Call our dentists, Dr. Sosenko and Dr. Weyneth an appointment to use and not lose your dental benefits.